Wedding Insurance Cost Calculator
Estimate wedding insurance premiums for cancellation, liability, and vendor failure coverage. Protect your luxury wedding investment with the right policy.
Cancellation & Coverage Calculator
Vendor Failure & Add-On Coverage
ROI of Wedding Insurance
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Frequently Asked Questions
How much does wedding insurance cost?
Wedding insurance typically costs $200-$800 for standard coverage. Comprehensive luxury wedding coverage for events valued at $200,000+ costs $500-$2,000. Premiums are typically 0.1-0.5% of the insured event value.
What does wedding insurance cover?
Wedding insurance covers event cancellation (venue bankruptcy, illness, military deployment), vendor failure, property damage, liability, and sometimes weather. Cancellation coverage reimburses non-refundable deposits.
Do I need wedding liability insurance?
Most luxury venues require a minimum of $1 million in liability insurance. Wedding liability insurance protects against accidents and property damage at your event, typically costing $125-$250.
When should I buy wedding insurance?
Buy wedding insurance as soon as you start paying deposits—ideally 12-18 months before the wedding. You cannot purchase cancellation coverage after an event has already been threatened.
What is not covered by wedding insurance?
Wedding insurance typically excludes change of heart, pre-existing conditions known at purchase, and losses due to illegal activities. Destination wedding riders are required for coverage outside the continental US.